Amortisation by mortgage holders increased since the introduction of individual amortisation plans

New mortgage holders are more likely to amortise after the banks introduced individually tailored amortisation plans as of 1 July 2014. The ongoing debate in the media about amortisation and that the Swedish Bankers’ Association has tightened its recommendations regarding amortisation may also have contributed to the increase in amortisation payments.

Finansinspektionen's analysis of a survey that was conducted at the end of September 2014 shows that more new mortgages holders are amortising compared to in 2013. Both the percentage of mortgage holders amortising and the amount of the amortisation payments have increased.

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