The scope of the regulation is expanded to also include firms with authorisation to issue mortgages in accordance with the Mortgage Business Act (2016:1024). The possibility has also been introduced for a firm to allow a borrower not to amortise in accordance with the regulations when the firm issues the loans referred to in section 4, fourth paragraph, second sentence of the Consumer Credit Act (2010:1846).
The Government granted FI permission on 15 November 2018 to decide on the regulations. The amendments go into effect on 1 January 2019. amendment 2018:24