Finansinspektionen publishes the capital requirements of the ten largest Swedish banks and credit institutions as of the end of the third quarter 2017.
Please note: On 17 January 2018, FI corrected an error in the item Risk weight floor for Norwegian mortgages. The memorandum was published on 24 November 2017 with an incorrect level, and FI has therefore decided to publish a corrected memorandum. The error has only affected Handelsbanken. Handelsbanken's additional capital for Norwegian mortgages was previously SEK 2,307 million, and this figure has now been corrected to SEK 1,906 million.
The disclosure is made in order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2. Pillar 2 is a collective term for the rules that govern the firms' internal capital assessments and Finansinspektionen's supervisory review and evalutation process, where Finansinspektionen's capital assessment forms an integral part.
Finansinspektionen decided on strengthened capital requirements in September 2014.
The disclosure comprises the four large Swedish banks, Handelsbanken, Nordea, SEB and Swedbank, as well as Landshypotek, Länsförsäkringar, Kommuninvest, Svensk Exportkredit (SEK), SBAB and Skandiabanken.