The three major banks, SEB, Handelsbanken and Swedbank, will continue to maintain a systemic risk buffer of 3 per cent at group level. This decision was made following FI’s biennial review of the systemic risk buffer in accordance with the European Capital Requirements Directive.
The last decision passed by FI on the level of the systemic risk buffer for the three major Swedish banks was from 29 December 2020. FI decided at that time that the banks needed to maintain a systemic risk buffer of 3 per cent at group level.
FI has now completed a new assessment of the arguments provided in conjunction with that decision and concluded that these arguments are still valid. Therefore, FI has not changed the current systemic risk buffer following its review.