A stable, well-functioning financial market for allA stable, well-functioning financial market for allCapital requirements for Swedish banks as of Q4 2024
Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q4 2024.
The capital requirements are published to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2. Pillar 2 is a collective term for the rules that govern the firms' internal capital assessments and Finansinspektionen's supervisory review and evaluation process, of which Finansinspektionen's capital assessment forms an integral part.
As per Q4 2024, Finansinspektionen will publish the effective Common Equity Tier 1 (CET 1) capital headroom. The effective CET 1 capital headroom is defined as the amount in SEK – recalculated to a per cent of the risk exposure amount (REA) – for which the headroom between the bank's available capital and eligible liabilities and its regulatory requirement and Pillar 2 guidance is smallest. For more information about the method and underlying calculations see the memorandum Bankernas faktiska kärnprimärkapitalutrymme.
The capital requirements are published for Sweden's three major banks, Handelsbanken, SEB and Swedbank, as well as Länsförsäkringar, Klarna, Kommuninvest, Svensk Exportkredit (SEK), SBAB, Avanza and Nordnet.
