A stable, well-functioning financial market for allA stable, well-functioning financial market for allStability in the financial system 2014
In FI's opinion, resilience in the fi nancial system is currently satisfactory. FI's increased capital requirements have helped improve the resilience of banks. At the same time, the banks' need for market funding makes the fi nancial system vulnerable to shocks.
FI finds that the increasing indebtedness of households linked to rising house prices is a cause for concern, and that this trend may reduce stability in the economy. In order to reduce this vulnerability, FI will introduce an amortisation requirement for new mortgage holders.
