A stable, well-functioning financial market for all
A stable, well-functioning financial market for all
Result
2026
Home insurance is expected to become more expensive
As the climate changes, it will probably become more expensive to insure residential property. This is the conclusion of a new report by FI. FI makes the assessment that insurance undertakings will need to adapt their products and allow for such risks in order to be able to offer strong insurance protection even in the future.
Consumer Protection Report 2026
Consumers have four basic needs that the financial system should provide: the ability to pay for goods and services, borrow money, save and insure against various risks. Finansinspektionen (FI) follows the development related to these needs, and we present our view of them in this report. Based on these needs, FI has identified four prioritised risks, which we also highlight in this report.
FI’s anti-money laundering supervision
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money laundering and the financing of terrorism.
FI’s anti-money laundering supervision
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money laundering and the financing of terrorism.
FI’s anti-money laundering supervision
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money laundering and the financing of terrorism.
FI’s anti-money laundering supervision
Finansinspektionen conducts investigations into whether firms have procedures and processes in place to prevent the firms from being misused for money laundering and the financing of terrorism.
2025
FI Analysis 52: Stress test of banks’ lending to non-financial firms
Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss contribution in such scenario is equally large. This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock.
FI Analysis 51: A model for households’ housing choices
Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new model that Finansinspektionen (FI) has developed.
Stability in the Financial System (2025:2)
The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
The Bank Barometer: Swedish banks’ lending to the public continues to increase
The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.
