Swedish banks are relatively strong, but they continue to be vulnerable to disruptions on the financial markets, and the development within the Euro zone continues to represent a risk to the Swedish financial system.
Household indebtedness is also high from a historical and an international perspective, and Finansinspektionen (FI) believes this entails risks to both stability and consumer protection. Inadequate advice regarding financial products continues to pose a serious risk to consumers as companies are steered more by underlying conflicts of interest than what is best for the customer.