After the handling period is over, FI will decide on your matter. You can read an overview here about how we make our decisions.

Decision sent by post

Once FI has made a decision in your matter, we send the decision to the postal address you provided in the application. The decision specifies whether or not you will receive the authorisation you applied for. It also specifies the basis on which FI made its decision.

The amount of time FI needs to make a decision varies depending on the matter. You can find the normal handling times on the authorisation pages for each section. Some applications may take longer than others. If the handling process for your application is significantly delayed, we will contact you.

If the decision may be appealed, we include information about how to appeal, a notification receipt and an addressed envelope you should use to return the receipt.


If FI approves your application, this means you will receive the authorisation you applied for. You must now prepare for what it means to be under supervision


If FI makes the assessment that the conditions for approval have not been met, the application will be refused with an explanation. If your application is refused, you may appeal the decision within a certain period of time to have it ruled on by a court of law. Information about how to appeal will be included in the letter with the refusal decision.

If you do not appeal the refusal decision or if the court does not change the decision in its ruling, the decision enters into force. This means that the refusal goes into effect and your application process with FI is closed.

Last reviewed: 2022-01-11